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.gtm-wrap{padding-bottom:40px}.gtm-eyebrow{letter-spacing:2px;color:var(--gtm-sky-text);margin:0;font-size:14px;font-weight:600}.gtm-lead{color:var(--gtm-on-navy);max-width:680px;margin:0;font-size:19px}.gtm-stats{flex:420px;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;min-width:0;display:grid}.gtm-stat{background:var(--gtm-navy-2);border-radius:16px;padding:28px}.gtm-stat strong{font-family:var(--gtm-font-head);font-size:40px;font-weight:800;line-height:1;display:block}.gtm-stat span{color:var(--gtm-on-navy);margin-top:8px;display:block}.gtm-crumbs{color:var(--gtm-sky-text);font-size:14px}.gtm-crumbs a{color:var(--gtm-sky-text);text-decoration:none}.gtm-crumbs span{color:#fff}.gtm-section{padding:80px 0}.gtm-section--tint{background:var(--gtm-pale)}.gtm-section--soft{background:var(--gtm-soft)}.gtm-section--navy{background:var(--gtm-navy);color:#fff}.gtm-intro{max-width:720px;margin-bottom:32px}.gtm-intro p{color:var(--gtm-muted);margin:0;font-size:18px}.gtm-grid{gap:20px;display:grid}.gtm-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.gtm-grid--4{grid-template-columns:repeat(4,minmax(0,1fr))}.gtm-card{border:1px solid var(--gtm-line);border-radius:var(--gtm-radius);background:#fff;padding:28px}.gtm-card p{color:var(--gtm-muted);margin:0}.gtm-card--link{color:var(--gtm-navy);border-color:#d5dcea;flex-direction:column;gap:8px;text-decoration:none;display:flex}.gtm-card--link:hover{border-color:var(--gtm-blue);color:var(--gtm-navy)}.gtm-card__title{font-size:20px;font-weight:700}.gtm-card__text{color:var(--gtm-muted);font-size:15px}.gtm-card__more{color:var(--gtm-blue);font-size:15px;font-weight:600}.gtm-card--chip{color:var(--gtm-navy);padding:22px;font-weight:600;text-decoration:none}.gtm-card--chip:hover{border-color:var(--gtm-blue);color:var(--gtm-navy)}.gtm-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin:0;padding:0;list-style:none;display:grid}.gtm-steps li{gap:16px;display:flex}.gtm-steps h3{margin:0 0 4px;font-size:18px}.gtm-steps p{color:var(--gtm-muted);margin:0}.gtm-steps__n{background:var(--gtm-navy);color:#fff;border-radius:22px;flex:none;justify-content:center;align-items:center;width:44px;height:44px;font-weight:700;display:flex}.gtm-split{flex-wrap:wrap;align-items:center;gap:48px;display:flex}.gtm-split>*{flex:440px;min-width:0}.gtm-list{color:#233250;flex-direction:column;gap:12px;margin:0;padding-left:20px;display:flex}.gtm-media img{border-radius:18px;display:block}.gtm-placeholder{height:300px;color:var(--gtm-muted);text-align:center;background:#d5e3fb;border-radius:18px;justify-content:center;align-items:center;padding:16px;font-weight:600;display:flex}.gtm-content{max-width:960px}.gtm-content>*+*{margin-top:1em}.gtm-formbox{color:var(--gtm-navy);background:#fff;border-radius:18px;padding:32px}.gtm-form{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.gtm-form label{flex-direction:column;gap:6px;font-size:14px;font-weight:600;display:flex}.gtm-form input,.gtm-form select{color:var(--gtm-navy);background:#fff;border:1px solid #c4cddf;border-radius:8px;padding:12px;font-family:inherit;font-size:16px}.gtm-form .gtm-form__consent{color:var(--gtm-muted);flex-direction:row;grid-column:1/-1;align-items:flex-start;gap:10px;font-size:13px;font-weight:400}.gtm-form .gtm-form__consent input{margin-top:3px}.gtm-form button{border:0;grid-column:1/-1;padding:16px;font-size:16px;font-weight:700}.gtm-form--compact{grid-template-columns:1fr}.gtm-hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.gtm-alert{border-radius:10px;margin-bottom:16px;padding:14px 16px;font-weight:600}.gtm-alert--ok{color:#11532f;background:#e3f6ea}.gtm-alert--err{color:#8a1c1c;background:#fde8e8}.gtm-footer{background:var(--gtm-navy-3);color:#afc3e6;padding-top:48px;font-size:14px}.gtm-footer a{color:#dce6f7}.gtm-footer__grid{grid-template-columns:2fr 1fr 1fr;gap:32px;display:grid}.gtm-footer__brand{font-family:var(--gtm-font-head);color:#fff;margin:0 0 8px;font-size:18px;font-weight:800}.gtm-footer__title{color:#fff;margin:0 0 8px;font-weight:700}.gtm-footer__menu{flex-direction:column;gap:6px;margin:0;padding:0;list-style:none;display:flex}.gtm-footer__legal{border-top:1px solid #1b3566;margin-top:32px;padding-top:20px;padding-bottom:28px;font-size:13px}.gtm-footer__legal p{margin:0 0 6px}.gtm-quickbar{display:none}@media (max-width:960px){.gtm-grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}.gtm-grid--3,.gtm-steps,.gtm-footer__grid{grid-template-columns:1fr}.gtm-burger{display:inline-flex}.gtm-nav{border-bottom:1px solid var(--gtm-line);background:#fff;flex-direction:column;align-items:stretch;gap:16px;padding:16px 24px 24px;display:none;position:absolute;top:100%;left:0;right:0}.gtm-nav.is-open{display:flex}.gtm-menu{flex-direction:column;gap:14px;font-size:17px}.gtm-header__actions{justify-content:space-between}.gtm-hero__row{gap:28px;padding-top:40px;padding-bottom:40px}.gtm-section{padding:48px 0}.gtm-form{grid-template-columns:1fr}.gtm-formbox{padding:20px}body{padding-bottom:68px}.gtm-quickbar{z-index:60;border-top:1px solid var(--gtm-line);background:#fff;grid-auto-columns:1fr;grid-auto-flow:column;gap:8px;padding:10px 12px;display:grid;position:fixed;bottom:0;left:0;right:0}.gtm-quickbar a{text-align:center;background:var(--gtm-pale);color:var(--gtm-navy);border-radius:10px;padding:12px 4px;font-size:14px;font-weight:600;text-decoration:none}.gtm-quickbar a.is-primary{background:var(--gtm-blue);color:#fff}}@media (max-width:520px){.gtm-wrap{padding:0 16px}.gtm-stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.gtm-stat{padding:16px}.gtm-stat strong{font-size:26px}.gtm-actions .gtm-btn{width:100%}}.gtm-card--static{color:var(--gtm-navy);border-color:#d5dcea;flex-direction:column;gap:8px;display:flex}.gtm-btn--outline{color:var(--gtm-navy);background:#fff;border-color:#c4cddf}.gtm-btn--outline:hover{border-color:var(--gtm-navy)}.gtm-btn[disabled]{opacity:.6;cursor:not-allowed}.gtm-linkbtn{font:inherit;color:#dce6f7;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.gtm-form .gtm-form__consent a{color:var(--gtm-blue)}.gtm-policy{max-width:820px}.gtm-policy h2{margin-top:40px;font-size:24px}.gtm-policy h3{margin-top:24px}.gtm-policy p,.gtm-policy li{color:#233250}.gtm-policy ul{flex-direction:column;gap:6px;padding-left:20px;display:flex}.gtm-policy table{border-collapse:collapse;width:100%;margin:12px 0;font-size:15px;display:block;overflow-x:auto}.gtm-policy th,.gtm-policy td{border:1px solid var(--gtm-line);text-align:left;vertical-align:top;padding:10px}.gtm-policy th{background:var(--gtm-soft)}.gtm-policy__note{background:var(--gtm-pale);border-radius:10px;padding:14px 16px}.gtm-consent{z-index:80;max-width:720px;color:var(--gtm-navy);border:1px solid var(--gtm-line);background:#fff;border-radius:14px;flex-wrap:wrap;align-items:center;gap:14px;margin:0 auto;padding:18px 20px;font-size:14px;display:flex;position:fixed;bottom:16px;left:16px;right:16px;box-shadow:0 12px 40px #0a1f442e}.gtm-consent p{flex:320px;margin:0}.gtm-consent__actions{gap:10px;display:flex}.gtm-chat{z-index:70;flex-direction:column;align-items:flex-end;gap:12px;display:flex;position:fixed;bottom:20px;right:20px}.gtm-chat__toggle{background:var(--gtm-blue);color:#fff;font:600 15px var(--gtm-font-body);cursor:pointer;border:0;border-radius:999px;align-items:center;gap:8px;padding:14px 18px;display:inline-flex;box-shadow:0 8px 24px #1f6feb59}.gtm-chat__toggle:hover{background:#1558c4}.gtm-chat__panel{border:1px solid var(--gtm-line);background:#fff;border-radius:16px;flex-direction:column;width:min(380px,100vw - 32px);height:min(560px,100vh - 120px);display:flex;overflow:hidden;box-shadow:0 16px 48px #0a1f4438}.gtm-chat__head{background:var(--gtm-navy);color:#fff;justify-content:space-between;align-items:center;padding:14px 16px;display:flex}.gtm-chat__close{color:#fff;cursor:pointer;background:0 0;border:0;font-size:24px;line-height:1}.gtm-chat__notice{background:var(--gtm-pale);color:var(--gtm-muted);margin:0;padding:10px 16px;font-size:12px;line-height:1.45}.gtm-chat__log{flex-direction:column;flex:1;gap:10px;padding:16px;display:flex;overflow-y:auto}.gtm-chat__msg{white-space:pre-wrap;border-radius:14px;max-width:85%;margin:0;padding:10px 14px;font-size:15px;line-height:1.45}.gtm-chat__msg.is-assistant{background:var(--gtm-soft);border:1px solid var(--gtm-line);align-self:flex-start}.gtm-chat__msg.is-user{background:var(--gtm-blue);color:#fff;align-self:flex-end}.gtm-chat__msg.is-typing{color:var(--gtm-muted)}.gtm-chat__error,.gtm-chat__saved{border-radius:10px;margin:0;padding:8px 12px;font-size:13px}.gtm-chat__error{color:#8a1c1c;background:#fde8e8}.gtm-chat__saved{color:#11532f;background:#e3f6ea}.gtm-chat__form{border-top:1px solid var(--gtm-line);gap:8px;padding:12px;display:flex}.gtm-chat__form input{min-width:0;font:16px var(--gtm-font-body);border:1px solid #c4cddf;border-radius:8px;flex:1;padding:10px 12px}@media (max-width:960px){.gtm-chat{bottom:80px;right:12px}.gtm-chat__toggle span{display:none}.gtm-chat__toggle{padding:14px}.gtm-consent{bottom:76px}}h1,h2,h3{overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto}@media (max-width:520px){.gtm-hero h1{font-size:clamp(24px,7vw,32px)}.gtm-eyebrow{letter-spacing:1px;font-size:12px}h2{font-size:24px}.gtm-consent{padding:14px 16px}.gtm-consent p{flex-basis:100%}.gtm-consent__actions{width:100%}.gtm-consent__actions .gtm-btn{flex:1}}.gtm-policy h1{font-size:clamp(28px,4vw,40px)}